What We Do

What We Do

As an agent, you make money by getting in front of client. That means spending less time on processing and more time on profit-generating activities. Our job is to help you run your practice as a business, explore and grow into new markets, and expand your existing markets. We help you identify your critical needs, recognize more sales opportunities, and develop business efficiencies. No matter what stage of your career you are in, we are here so you can achieve your goals successfully and efficiently.

We offer the behind-the-scenes support that every good producer needs. Pre-application support begins with case design and product selection assistance. Post-application support includes complete case processing, ordering APS’s, and Parameds, weekly case updates as well as policy service. We work closely with you to ensure that your case is processed efficiently and the policy is in your hands as quickly as possible. If you have a case that requires special attention, we’ll arrange a conference with your client’s advisors to make sure everyone’s on the same page. And, we’ll help you outline a plan of action on any of your complicated cases. These outlines help you clearly explain the option you present to your clients so it’s easier for them to make a sound decision.

Why Life Insurance?

Life Insurance is more than just protecting your life, it’s protecting your family’s livelihood, your business’ ability to sustain productions, and aids in planning an estate. Our favorite question to ask is, “If something were to happen to you, would your family be able to survive without your income?” Life Insurance offers protection by creating an income replacement strategy. Whether it’s Term or Permanent, Life Insurance protects your goals and we are here to help you find the strategy that is going to work best for you and your family’s needs.
There is more to Life Insurance than just planning for your family. You can use Life Insurance in your business, and in Advanced Planning. Life Insurance can be implemented in your business through Key-Man Insurance, Buy-Sell Agreements, and Cross-Purchase. Advanced Planning encompasses Estate Planning, Retirement Planning, Advanced Business Planning, and Employee Stock Ownership Plans.

Why DI and LTC Insurance?

With today’s economic environment, people are turning to security for their financial portfolio. Disability (DI) and Long Term Care (LTC) Insurance can provide that security for the high probability of an accident or health issue.

Disability Insurance should be considered for those clients that are in the accumulation phase of life. The purpose of Disability Insurance is to protect your greatest asset, your ability to make money. DI will assist in income preservation if an accident or health issue occurs that disables the ability to work. This ensures the life goals of your clients remain attainable.

For those clients who are looking forward to retirement and have planned well, Long Term Care Insurance should be a top priority. Their financial plan coupled with a LTC policy will protect their plan fromm an unintended liquidation due to costly health care. In summary, DI and LTC are valuable living benefits for those who want to plan for success!